Business Line of Credit
Access capital when you need it.
- Draw funds as needed
- Pay interest only on the amount used
- Great for ongoing working capital
Lines of Credit & Term Loans
Flexible Business Financing Built for Growing Companies
Get access to business Lines of Credit and Term Loans designed to help businesses grow, manage cash flow, purchase equipment, hire employees, or seize new opportunities.
Whether you're expanding operations, covering seasonal expenses, purchasing inventory, or investing in growth, we help businesses secure the financing they need through a streamlined application process.
- Fast decisions
- Transparent terms
- Bank-level security
- Dedicated specialists
Financing Solutions
Two straightforward ways to fund your next move
Choose revolving access to working capital, or fixed funding with predictable payments.
Business Term Loan
Fixed funding amount.
- Predictable payments
- Ideal for expansion, equipment, hiring, acquisitions, and large projects
- Multiple repayment options
Payment Calculator
Estimate your monthly payment
Adjust the amount, rate, and term to explore what a business Term Loan could look like.
Loan details
$250,000
5.99%
Estimated payment
Estimated monthly payment
$5,870
Total repayment$281,765
Total interest$31,765
This is an estimate only. Actual rates, terms, and payments depend on underwriting and program details. It does not guarantee approval or a specific offer.
Get a Personalized QuoteWhy Us
Why businesses choose SDF Capital
A financing partner built around speed, clarity, and long-term relationships.
Why businesses choose us
Fast Decisions
Applications are reviewed quickly so you can plan with confidence.
Competitive Financing Options
Structures and rates matched to your revenue and time in business.
Simple Online Process
A short application with minimal documentation required.
Dedicated Funding Specialists
One point of contact from application through funding.
Transparent Process
Clear terms and no surprises — you always know what you're signing.
Solutions for Growing Businesses
Financing designed for established companies ready to scale.
How It Works
Four steps from application to funding
A streamlined process designed around busy business owners.
- 1
Step 1Complete a short application.
- 2
Step 2Our financing specialists review your business.
- 3
Step 3Receive financing options.
- 4
Step 4Accept your offer and receive funding.
Industries
Industries we serve
We fund established businesses across a wide range of sectors — and many more.
- Retail
- Construction
- Healthcare
- Manufacturing
- Transportation
- Restaurants
- Professional Services
- Wholesale
- Hospitality
- Technology
- E-commerce
- Veterinary & Wellness
Don't see your industry? We likely still fund it — talk to a specialist.
FAQ
Frequently asked questions
Ready to Grow Your Business?
See what financing options may be available for your business.
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