Question 1

What financing options do you offer?

Accepted Answer

We offer business Lines of Credit and business Term Loans. A Line of Credit gives you revolving access to working capital you can draw on as needed, while a Term Loan provides a fixed amount with predictable payments for larger projects such as expansion, equipment, hiring, or acquisitions.

Question 2

Who qualifies?

Accepted Answer

Financing is generally available to established businesses with consistent revenue and an operating history. Our specialists review time in business, monthly revenue, and overall business health to match you with suitable options.

Question 3

How quickly can I receive funding?

Accepted Answer

Most applications receive a decision quickly, and funding can often follow shortly after you accept an offer. Timing depends on the financing type, the amount requested, and how quickly documentation is provided.

Question 4

Can startups apply?

Accepted Answer

Our programs are designed for established businesses, so companies with limited operating history may have fewer options. If your business is newer, a specialist can review your situation and let you know what may be available.

Question 5

How much can I qualify for?

Accepted Answer

Approved amounts are based on factors such as revenue, time in business, cash flow, and the intended use of funds. Completing a short application is the fastest way to see the range you may qualify for.

Question 6

Does checking my options affect my credit?

Accepted Answer

Reviewing your options starts with a short application and a soft review of your business profile. If a step requires a hard credit inquiry, we tell you in advance and ask for your consent first.

Frequently Asked Questions

Frequently asked questions

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